​The Kentucky Academic Standards: Vocational Studies includes specific primary, Grades 4-8, and high school standards for financial literacy. Kentucky Academic Standards are “the minimum required standards that all Kentucky students should have the opportunity to learn before graduating from Kentucky high schools” and “address what is to be learned, but do not address how learning experiences are to be designed or what resources should be used.” These K-12 standards provide the framework for ensuring all Kentucky students receive financial literacy instruction.

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In 2019, Kentucky passed House Bill 139, an addition to KRS Chapter 41, which establishes the Kentucky Financial Empowerment Commission. The commission was created to “develop and implement a plan toward increasing financial empowerment for all Kentuckians, specifically the following target groups: K-12 students in Kentucky.” The Kentucky Department of Education website has a page dedicated to Financial Literacy and Personal Finance with links to and descriptions of financial literacy resources.

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In 2025, Kentucky passed House Bill 342, which makes a one credit, stand alone financial literacy course a requirement for graduation. 

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Kentucky receives an “A” in financial literacy for requiring financial literacy instruction in Grades K-12 through standards as well as a stand alone course on financial literacy for graduation.